Are E-bikes Really Safer Than a Standard Bicycle?

We know e-bikes are faster and easier to ride but are they also safer than a bicycle? New data from Bikmo shows this may be true!

In July 2020, Bikmo, a bike insurer, released data that stated e-bikes are the safer choice over a bicycle. It was found that e-bike riders had 38% less insurance claims on average in Europe. Let’s dig a bit deeper and discuss why e-bikes are safer than a regular bicycle and which option is best for you!

Why E-Bikes Can Be Safer Than a Bicycle?

1. Speed

You may think because e-bikes are faster this means they are more dangerous. However, it’s often believed that faster bikes, to a certain point, are actually safer. Riding your bicycle at a slower pace can cause you to be in a dangerous riding area for a longer amount of time than you would be if you were to ride e-bikes.

2. Other Insurance Claims

Insurance claims aren’t always specifically about safety, and we have to take into account that the insurance claims Bikmo was reporting on could include theft or even accidental damage to a bicycle. E-bikes are generally more expensive than a bicycle, so an e-bike rider is much more likely to properly lock their e-bike than a bicycle rider. E-bikes are also bigger and more durable than a bicycle, which can affect whether it is safer or not, but also means they are less likely to be damaged than a bicycle from everyday wear and tear.

So, if you’ve ever felt your bicycle just isn’t a safe enough option for you, try the safer choice and rent an e-bike to test out how you feel! Either way, e-bikes and bicycles are both great environmentally friendly commuting options! 

Disclaimer: The information provided on this blog is for educational purposes only and is not intended as professional insurance advice. The coverage, terms, and conditions of each insurance policy are unique and subject to individual circumstances. The information provided does not guarantee the availability or suitability of any insurance policy for your specific needs. You should not rely on the information in the blog as an alternative to professional advice from your insurance broker or insurance company. If you have any specific questions about any insurance matter, please consult a licensed insurance broker for personalized advice and guidance.